Short-term rental rules · Jersey City, New Jersey
Short-term rentals in Jersey City, explained properly.
Short-term rentals in Jersey City need a one-year permit from the City's Division of Housing Preservation, and a permit goes only to an owner who lives at the property as a principal residence (at least 275 days a year). A short-term rental is an occupancy of 28 or fewer consecutive days, only certain property types qualify, and rentals of the entire unit of an owner-occupied dwelling unit are limited to 60 nights a year. The application fee is $250 ($200 to renew), and the City charges a 6% tax on transient accommodation stays; this page does not total State and City taxes.
At a glance
What you need to know before you buy or list
| Question | Answer |
|---|---|
| Are short-term rentals allowed? | Yes, with a City permit, for an owner who lives at the property as a principal residence, and only in certain property types; not in hotels and similar facilities or in multiple dwellings with regulated rents[1]ClauseClauseClauseClauseClause |
| Is a City short-term rental permit required? | Yes: no one may operate, list or advertise a short-term rental without a valid, unexpired permit from the City's Division of Housing Preservation, issued for one year to the owner who is also the principal resident[1][2]ClauseClauseClauseClause |
| Must the owner live at the short-term rental property? | Yes: a permit is issued only to an applicant who is the owner and principal resident of the property; a principal residence requires living there at least 275 days in the calendar year[1][3]ClauseClauseClauseClauseClauseClause |
| Is the entire unit of an owner-occupied dwelling unit capped at 60 rental nights per calendar year? | Yes: rentals of the entire unit of an owner-occupied dwelling unit may be conducted no more than 60 total nights per calendar year, and each night over the limit is a separate violation[1]ClauseClause |
| What are the City's short-term rental permit fees? | $250.00 initial application fee (non-refundable, including if the application is withdrawn or denied) and $200.00 renewal registration fee each year[1][3]ClauseClauseClauseClauseConfirming |
| What lodging tax does Jersey City charge on short-term rentals? | 6% City tax on charges for the use or occupancy of transient accommodations (stays booked through a marketplace, and professionally managed units) and hotel rooms; the State's sales tax and fee are separate and are not totaled here[4]ClauseClauseClauseClause |
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Detailed rules
The full picture, section by section
Who and what qualifies
| Are short-term rentals limited to certain property types? | Yes: condominium, homeowners or cooperative association units (where the governing documents allow short-term rentals and the owner lives in the association), single-family homes (up to two rooms if the home has four or more bedrooms), and units in two-, three- or four-unit dwellings, subject to room limits[1]ClauseClauseClauseClauseClauseClause Sec. 255-2B lists the classifications. (1) Dwelling units in a condominium, homeowners or cooperative association where the association's bylaws, master deed or other governing document permits short-term rentals and the owner legally identifies an address within the association as his or her principal residence. (2) Single-family residences, but no more than two rooms in a single-family residence that has four or more bedrooms, and no room rented as a short-term rental may be occupied by more than two adults and two minors. (3) Dwelling units in a two-, three- or four-unit dwelling, and one room in the dwelling unit of the principal resident, with these restrictions: a permit may be issued only for the whole unit that the owner does not actually occupy; permits for the dwelling occupied by the owner are subject to the 60-day limitation in Sec. 255-2E; a dwelling unit must have at least three bedrooms for a single-room permit; and only owner-occupied dwelling units with at least four bedrooms may have two single-room permits. All are subject to Sec. 255-2E. The City's FAQ lists the property types in different words (including a bed and breakfast of up to three rooms in an owner-occupied single-family home); this page follows the code. |
|---|---|
| Are short-term rentals prohibited in multiple dwellings with regulated rents? | Yes: not permitted in a multiple dwelling in which rent is set by HUD, set by a State agency, set by an agreement with the owner or developer, or governed by Chapter 260 of the City Code[1]Clause Sec. 255-2C. |
| Can a tenant apply for a short-term rental permit or sublease a unit as a short-term rental? | No: a tenant may not apply for a permit, and the property or any part of it may not be sub-leased by the tenant on a short-term basis or operated by the tenant as a short-term rental (the clause adds "except as provided below")[1]ClauseClauseConfirming Sec. 255-2F says the person offering a dwelling unit for short-term rental use must be the owner of the dwelling or condominium unit. It says this regulation supersedes any conflicting provision in a private lease permitting sub-leasing for 28 days or fewer. Violation results in enforcement action against the tenant, the owner, the short-term rental agent and the responsible party, including a summons and fines or penalties. The clause contains the words "except as provided below"; the exception is marked for review. |
| Is there a cap on the number of short-term rental permits one person or entity can hold? | Yes: no person or entity may own or have an interest in more than two short-term rental permits, counting permits held through any entity it controls or serves on the board of[1]ClauseClause Sec. 255-2G. A person or entity holding permits also may not serve on the board of, direct or control, or have an interest in any other entity holding permits such that the combined number exceeds two. |
| Does the City define a short-term rental as an occupancy of 28 or fewer consecutive days? | Yes: a short-term rental is the accessory use of a dwelling unit for occupancy by someone other than the owner or permanent resident for 28 or fewer consecutive days[1]Clause Sec. 255-1 defines a short-term rental as the accessory use of a dwelling unit for occupancy by someone other than the unit's owner or permanent resident for a period of 28 or fewer consecutive days, which dwelling unit is regularly used and kept open as such for the lodging of guests and is advertised or held out to the public as a place regularly rented to transient occupants. |
Permit application and renewal
| What must an application include? | Owner and contact details, proof of ownership and principal residence, an Owner's Affidavit, agent and responsible-party certifications, utility bills, municipal court and tax clearances, $500,000 liability insurance, inspection documentation, association documents where applicable, a Zoning Determination Letter, and closure of open construction permits[1]ClauseClauseClauseClauseClause Sec. 255-3A lists, for an initial application: owner name, address, telephone and email (and, for an entity, its partners, officers or directors); the address; a driver's license or State ID confirming the property as the principal residence; the Owner's Affidavit; the Short-term Rental Property Agent Certification and the Responsible Party Certification, each giving 24-hour, seven-day contact details; recent gas/electric and water bills; proof of current ownership; the number of on-site parking spaces; a Municipal Court Compliance Certificate showing no outstanding fines or penalties and no violations of City Code Sec. 242-11A or N.J.S.A. 2C:33-12(a) and (b); proof of no outstanding taxes, water and sewer charges; proof of general liability insurance of at least $500,000.00; the master deed and bylaws for a condominium, homeowners or cooperative association unit; the certificate of formation and operating agreement for a corporate owner; inspection documentation (see the inspections row); and a Zoning Determination Letter under Sec. 345-76(G). Open construction permits for the unit must be closed before issuance, though the Director may waive this if ongoing work will not adversely affect occupants' health and safety. The Director may obtain additional information. Under Sec. 255-3B a renewal application includes everything except the Owner's Affidavit, the agent and responsible-party certifications and the Zoning Determination Letter, provided the information has not changed. |
|---|---|
| Is liability insurance required? | Yes: proof of general liability insurance in a minimum amount of $500,000 is part of the application[1][3]ClauseClause Sec. 255-3A(12). The City's FAQ lists the same requirement among the documents needed. Under Sec. 255-3B the renewal application includes the items in Sec. 255-3A other than those listed as excluded. |
| Is an inspection required before a permit is issued? | Yes: the application must include documentation that the property has been inspected for compliance with the City's Fire Safety Regulations and Property Maintenance Code; such inspections are valid for three years[1][3]ClauseClauseClause Sec. 255-3A(15). The City may also inspect a short-term rental property for compliance with fire safety regulations and the Code when it receives a substantiated complaint, regardless of the status of the permit application (Sec. 255-4C). The City's FAQ says that once the application is reviewed and documents verified, inspections must be scheduled with the Division of Housing Preservation and the Division of Fire. |
| How long does the City take to decide an application, and can a denial be appealed? | The Division issues the permit or a written denial with reasons within 30 days of a complete application, as long as the owner or agent provides access to the property; a denied applicant has ten business days to appeal in writing[1]ClauseClause Sec. 255-5A: once an application is submitted complete with all required information, documentation and fees, the Division of Housing Preservation, following any necessary investigation, shall either issue the permit or issue a written denial stating reasons within 30 days, so long as access to the property is provided by the owner or the owner's agent. Sec. 255-5B: a denied applicant has ten business days to appeal in writing to the Office of the Business Administrator and the Division, attaching all documentation needed to show entitlement to a permit. |
| How long does a permit last and how is it renewed? | A permit is valid for one year from issuance; the owner must apply to renew annually through the Division's online portal, with the renewal application and documents received no later than 30 days before the permit expires[1]ClauseClauseClause Sec. 255-5C and Sec. 255-6I. Renewal requires a renewal registration fee (see the fees row). The permit expires automatically when the property changes ownership, and a new initial application and registration fee are then required; a new application is also required for any short-term rental whose permit was revoked (Sec. 255-6J). |
| Can a short-term rental permit be transferred to a new owner or another property? | No: a permit may not be transferred or assigned, or used by anyone other than the owner it was issued to or at any other property or dwelling unit; it expires automatically when the property changes ownership[1]ClauseClause Sec. 255-7E and Sec. 255-6J. After a change of ownership a new initial application and registration fee are required. |
Operating rules
| Must the permit number appear in every listing and advertisement? | Yes: the permit number must be published in every print, digital or internet advertisement, multiple listing service entry or real estate listing; a listing without it is a violation, and each day it appears is a separate violation[1]ClauseClauseClause Sec. 255-6K and Sec. 255-7B. The owner also may not install signage or other advertising or identifying mechanisms, including lawn signage, identifying the property for rent as a short-term rental (Sec. 255-6B). The City's advertising and posting guidance (dated 2026-07-16 in its file name) repeats the permit-number requirement but cites different section numbers than the codified chapter; this page follows the code. |
|---|---|
| Is advertising a short-term rental before the permit is issued prohibited? | Yes: no person may advertise any property for short-term rental before a permit has been issued for it[1]Clause Sec. 255-7D. |
| What must be posted inside the rental? | Owner details, the responsible party and agent, emergency and City phone numbers, parking spaces available on site, trash and recycling day and rules, and a notice that the owner, guests, agent or responsible party may be cited or fined[1]ClauseClause Sec. 255-6D lists the items to be posted in a prominent location within the unit: (1) the owner's name (for an entity, a principal's name), email address and phone number; (2) names, emails and phone numbers of the responsible party and the short-term rental agent; (3) phone numbers for the Department of Public Safety, the Resident Response Center and the Division of Housing Preservation; (4) the maximum number of on-site parking spaces available for short-term rental use; (5) trash and recycling pick-up day and the applicable disposal and recycling rules; and (6) a notice that a guest, transient occupant, agent, responsible party or owner may be cited or fined for violations of applicable City ordinances. Under Sec. 255-6E, inaccurate posted information is a violation. |
| Who must be reachable while the property is rented, and how fast must they respond? | The owner, the short-term rental agent or the responsible party must be available 24 hours a day, seven days a week and respond within two hours to complaints about the premises, its operation or guest conduct[1]ClauseClause Sec. 255-6G. If complaints arrive and the owner cannot be reached, both the responsible party and the agent listed in the permit application must take the action needed to resolve them (Sec. 255-6F). |
| Must the owner keep a log of guests? | Yes: an up-to-date log of all transient occupants with their names, ages and the start and end dates of each rental period, available for inspection by the Division of Housing Preservation and the Department of Public Safety[1]Clause Sec. 255-6L. |
| Can a short-term rental be rented to someone under 21? | No: a rental may not be made to anyone younger than 21; the primary occupant who signs the agreement must be over 21 and must be the party who actually occupies the property, though that occupant may have guests under 21[1]ClauseClause Sec. 255-7C. Both the primary occupant and the owner are liable for a violation where the property is not occupied by at least one adult over 21 during the rental. |
| Are there parking limits for renters? | Yes: renters are limited to one vehicle per two occupants, and the application must state the number of on-site parking spaces and certify efforts to avoid on-street parking problems[1]ClauseClause Sec. 255-3A(9). The number of on-site spaces available for short-term rental use must also be posted in the unit (Sec. 255-6D(4)). |
Penalties & enforcement
| What are the penalties for violations? | Fines assessed by the Court of up to $2,000.00 per violation, but not less than $100.00 per violation per day that the violation exists[1]ClauseClause Sec. 255-7A says a violation of any provision of the chapter may subject the owner, transient occupants, the short-term rental agent, the responsible party and the intermediary (and their agents) to those fines. Each night over the 60-night limit is a separate violation (Sec. 255-2E), and each day a listing without the permit number appears is a separate violation (Sec. 255-7B). Enforcement against tenants is in Sec. 255-2F. |
|---|---|
| When can the City suspend, revoke or deny a permit? | The Director may suspend, revoke or deny a permit for unabated property maintenance code violations, a conviction for disturbing the peace or maintaining a nuisance, or a substantiated complaint; revocation or suspension is by written notice with reasons, with a ten business day appeal[1]ClauseClauseClauseClause Sec. 255-6A(1): the Director of the Division of Housing Preservation may suspend, revoke or deny a permit if the property has unabated violations of the property maintenance code, the owner has been convicted of violating State or municipal law prohibiting disturbing the peace or maintaining a nuisance, or the owner is the subject of a substantiated complaint related to the property or another Jersey City property charging a violation of State or municipal law. In deciding, the Director considers the threat to public safety, the impact on the community, how the owner rectified the violation, and the threat to occupants' health and safety (Sec. 255-6A(2)). Under Sec. 255-6H, when the Office of the Business Administrator or the Division receives notice of a civil or criminal complaint or code violation and the owner is unreachable or unresponsive, the Director or Business Administrator investigates and may issue a written notice of revocation or suspension, with reasons, within 30 days. The applicant has ten business days to appeal in writing, and the Business Administrator or designee decides the appeal within 30 days after that. |
State law that also applies
| New Jersey sales tax on hotel and short-term rental occupancies | 6.625% New Jersey sales tax on hotel and motel occupancies. The State says sales tax was extended to transient accommodations booked through a marketplace and to professionally managed units, but the rate page read here is for hotels and motels[5][6][7]ClauseClauseClauseClauseClauseConfirming The Division of Taxation page on hotel and motel occupancies says New Jersey imposes sales tax on hotel and motel occupancies at a current rate of 6.625% (page last updated 04/07/26, no effective date shown). The Division's Tax Topic Bulletin S&U-13 (rev. 3/23) says it does not address transient accommodations and points to a separate bulletin on them, which was not read for this layer. The Department of Community Affairs' Local Finance Notice 2026-09 (April 7, 2026) says P.L. 2018, c. 49 and P.L. 2019, c. 235 amended the hotel and motel occupancy fee law to implement sales tax and the State Occupancy Fee on a transient accommodation obtained through a transient space marketplace, or one that is a professionally managed unit. The notice defines a professionally managed unit as a unit that is directly or indirectly owned or controlled by a person offering for rent two or more other units during the calendar year. Because the rate for transient accommodations is not stated on a page that addresses them, this is marked for review. Booking-platform collection is covered in a separate row. |
|---|---|
| New Jersey State Occupancy Fee on hotel and short-term rental stays | 5% State Occupancy Fee on charges for hotel and motel rooms that are subject to sales tax; 1% in Jersey City (and in Atlantic City, Elizabeth and Newark), where hotel occupancies are already subject to a local tax[8][6]ClauseClauseClauseClauseClauseClauseClauseClauseClauseConfirming The Division of Taxation's State Occupancy Fee page says the fee is 5% of charges for the rental of hotel and motel rooms that are subject to sales tax, in addition to sales tax and any municipal occupancy tax, and is imposed at a lower rate in cities where hotel and motel occupancies are already subject to a local tax: 1% in Atlantic City, Elizabeth, Newark and Jersey City, and 3.15% in the three Wildwoods. The fee is imposed directly on the occupant and must be shown on the bill as "New Jersey State Occupancy Fee". It is not imposed on an occupancy of at least 90 consecutive days (the permanent resident exemption), on assembly space, or on qualifying government occupants. Bulletin S&U-13 (rev. 3/23) gives the same rates for hotels. The Department of Community Affairs' Local Finance Notice 2026-09 says the State Occupancy Fee applies to transient accommodations obtained through a transient space marketplace or that are professionally managed units; the fee page and bulletin read here describe hotel and motel rooms, so how the rates apply to a short-term rental is marked for review. The fee page was last updated 09/22/25 and shows no effective date for its rates. |
| Local occupancy tax on short-term rentals in New Jersey | Municipalities may adopt an occupancy tax of up to 3% on short-term rentals booked through a marketplace and on professionally managed units. Newark, Elizabeth, Jersey City, Paterson, Atlantic City and the Wildwoods apply separate statutory hotel or tourism taxes instead[7][6]ClauseClauseClauseClauseClauseClauseClauseClauseClause The Department of Community Affairs' Local Finance Notice 2026-09 (April 7, 2026) says municipalities that allow short-term rental of transient accommodations are authorized to impose a municipal occupancy tax not to exceed 3% on those transactions, except Newark, Elizabeth, Jersey City, Paterson, Atlantic City, Wildwood, Wildwood Crest and North Wildwood, which are authorized to apply separate hotel or tourism-related statutory taxes to transient accommodation rentals. The notice says the municipal tax applies only to transient accommodations obtained through a transient space marketplace or that are professionally managed units, and that leases of real property with a term of at least 90 consecutive days are not transient accommodations. A new or amended ordinance must be transmitted to the Division of Taxation and does not take effect until 90 days after it is transmitted. The tax must be collected by the person collecting rent from the customer. Tax Topic Bulletin S&U-13 gives the same 3% ceiling and the same list of excluded cities for hotel occupancies. Each municipality's own tax is on its page. |
| Does New Jersey law let municipalities license and regulate short-term rentals? | Yes: the State's Department of Community Affairs says short-term rentals are largely subject to municipal ordinance, and N.J.S.A. 40:52-1(n) authorizes municipalities to issue licenses for rentals of real property for a term of less than 175 consecutive days for residential purposes by a person having a permanent place of residence elsewhere[7]ClauseClauseClauseClauseClause Local Finance Notice 2026-09 (April 7, 2026) of the Department of Community Affairs, Division of Local Government Services, says rental of short-term transient accommodations is largely subject to municipal ordinance and quotes N.J.S.A. 40:52-1(n) as authorizing municipalities to issue licenses for rental of real property "for a term less than 175 consecutive days for residential purposes by a person having a permanent place of residence elsewhere". License amounts are to be adopted by the governing body as part of the municipal fee ordinance. The notice adds that many municipalities have adopted ordinances authorizing and regulating short-term rentals through online marketplaces such as Airbnb and VRBO. The statute itself was not read; its wording is taken from the notice. Each municipality's own rules are on its page. |
Changes
Recent and pending changes
We read Chapter 255 (Short-Term Rentals) and Chapter 304, Article V (Hotel and Transient Accommodation Occupancy Tax) of the Jersey City Municipal Code as published on Municode, the Division of Housing Preservation page, the City's short-term rental FAQ and advertising guidance (both dated 2026-07-16 in their file names), the owner's affidavit form, and the State's hotel occupancy tax pages and Local Finance Notice 2026-09. The City FAQ words some rules differently from the codified chapter; we follow the code. We did not find the City Council agenda portal, so upcoming ordinances are not covered here, and we did not read the zoning chapter (Chapter 345) or a separate City fee schedule.
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This page is general information compiled from public sources, not legal or tax advice. HOA rules, deed restrictions and zoning for a specific property can be stricter. Confirm with the local permitting office and a qualified professional before buying or listing a property.