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Short-term rental rules · Indio, California

Short-term rentals in Indio, explained properly.

The City of Indio, in Riverside County, California, requires a short-term rental permit under Chapter 37 of its Municipal Code before anyone advertises or rents a home for 30 consecutive days or less. The permit is annual, covers only the bedrooms the city approves, and needs a city inspection before issuance and every five years after that. Overnight occupancy is four persons plus two per bedroom, renters must be at least 21, and a local contact person who lives in the Coachella Valley must answer complaints within 15 minutes by phone or in 45 minutes in person. Accessory dwelling units, mobile homes, recreational vehicles and commercial buildings cannot be used, tenants cannot sublet, and a permit does not transfer when the property is sold. Booking platforms may not complete a booking for a rental that is not on the city's registry. This page covers the City of Indio only. We haven't reviewed the city's zoning title, the transient occupancy tax chapter or the fee schedule yet, so confirm zoning, HOA rules and fees with the City before you buy.

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At a glance

What you need to know before you buy or list

QuestionAnswer
Are short-term rentals allowed?Conditional: an owner may rent a privately owned residential dwelling for 30 consecutive days or less with a city permit; accessory dwelling units, mobile homes, recreational vehicles and commercial buildings are prohibited, and the zoning use tables haven't been reviewed yet [1] ClauseConfirming
Is a short-term rental permit required?Yes: no one may advertise, operate or facilitate a short-term rental at a residential dwelling in the city without a permit under Chapter 37, together with a city business license and transient occupancy tax compliance [1] Clause
Are short-term rentals of an accessory dwelling unit allowed?No: the owner, lessee or renter of an accessory dwelling unit or junior accessory dwelling unit is prohibited from using it as a short-term rental [1] Clause
Can a permit be transferred to a new owner?No: a permit is not transferable to another person, entity, parcel or property owner, and it ends on sale or transfer of the property; the new owner must apply for a new permit before renting [1] Clause
Can a tenant use a rented home or unit as a short-term rental?No: the lessee or month-to-month renter of a condominium, multi-family unit, single-family dwelling, ADU, mobile home or house trailer may not use it as a short-term rental, and a person renting a short-term rental may not sublease it [1] Clause
Is there a limit on how many guests are allowed overnight?Yes: overnight occupancy may not exceed four persons plus two persons per bedroom, from a studio at 4 up to 20 for 8 or more bedrooms; overnight means 10:00 p.m. to 8:00 a.m. [1] Clause

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Detailed rules

The full picture, section by section

Permits

Can a permit be issued where the CC&Rs or an HOA prohibit short-term rentals?No: a permit is not issued where short-term rentals are prohibited by the CC&Rs; an applicant in an association must submit a letter from the governing board that the CC&Rs and rules do not prohibit short-term rentals [1] Clause

Sec. 37.005(D) requires a board letter for a property in a homeowners' or community association. For a property subject to CC&Rs but not in an association, the applicant submits the CC&Rs and identifies the provisions showing short-term rentals are neither regulated nor clearly prohibited. Sec. 37.008(B)(6) lets the Permit Administrator deny, revoke, suspend or modify a permit where evidence shows governing documents prohibit short-term rental use. Sec. 37.001(B) says the chapter gives no right to violate private CC&Rs. State law on HOA rules is covered in the California section of this page.

Can a mobile home, RV, commercial building or other non-dwelling structure be used as a short-term rental?No: mobile homes, manufactured or prefabricated houses, commercial or industrial structures, recreational vehicles, tents, trailers, garages, storage sheds and similar structures are prohibited [1] Clause

Sec. 37.015(C), (D), (H) and (I) prohibit renting or advertising structures not built for habitable use and any mobile or temporary lodging on the same property as the short-term rental, and prohibit the owner, lessee or renter of a mobile home, manufactured or prefabricated house, commercial or industrial structure or recreational vehicle from using it as a short-term rental. Sec. 37.015(A) bars renting a balcony, patio, pool or other outdoor area unless it is rented with the rest of the dwelling.

Can several short-term rentals be run together as a cluster or compound?No: renting or advertising one or more short-term rentals as part of a cluster or compound is prohibited [1] Clause

Sec. 37.015(E) prohibits a short-term rental cluster or compound. Sec. 37.002 defines a cluster or compound as two or more short-term rentals operated on a unified or shared basis where occupants have exclusive access to more than one unit or its facilities, such as a pool, tennis court or cooking facilities.

Must a short-term rental permit be renewed each year?Yes: a permit is valid for 12 months and expires on its anniversary date or on sale of the property; a renewal application is due at least 60 days before expiry [1] Clause

Sec. 37.010 says an invalid permit is the same as no permit. Applications received after the 60-day deadline but before expiry may be accepted at the Permit Administrator's discretion. Renewals are processed like new applications, are subject to intervening changes in the chapter, and are denied if the rental no longer qualifies. A renewal not filed and paid by expiry must be filed as a new application with an application fee and a late penalty fee.

Is a city inspection required before a permit is issued?Yes: the city inspects a new permit's building, fire and health and safety conditions and bedroom count before issuance, and again every five years; in the years between, the owner may self-certify on a city form [1] Clause

Sec. 37.006(A) requires a city-staff inspection for every new permit application and every five years for the same permit if the owner has complied, and lets the city require an inspection at any renewal. Sec. 37.006(C) says the inspection is scheduled within 30 days of a completed application and corrections must be made within 30 days of notice. Sec. 37.006(B) bars a permit if the unit lacks working smoke and carbon monoxide detectors, HVAC, electricity or plumbing, or has unpermitted structural changes. The inspection fee is set by City Council resolution (Sec. 37.005(G)).

Application and fees

Is a permit application with owner, contact, parking and listing details required?Yes: the signed application lists the owner, any other financial interest holders, an agent, a 24-hour local contact person, bedroom count and occupancy, a parking plan, listing URLs, a front photo, an indemnification agreement and an owner affidavit [1] Clause

Sec. 37.005(C) lists the items, including a copy of the owner's driver's license or state ID. Sec. 37.005(E) requires an affidavit signed under penalty of perjury. Sec. 37.005(G) requires a signed consent to building, fire and health and safety inspection. The city has up to 30 days to process the application and no permit issues until the investigation is complete; the city verifies bedroom count against County Assessor and city building records (Sec. 37.007). Within 30 days of issuance the city mails notice to owners and occupants within 500 feet of the parcel (Sec. 37.008(E)).

Is liability insurance required?Yes: proof of general liability insurance covering short-term rental use of at least $1,000,000 in the aggregate, at each permit issuance and renewal; platform coverage of equal or greater amount may be used instead [1] Clause

Sec. 37.005(F) requires proof of insurance at initial and renewal issuance, to stay in effect for the annual permit term. Failure to maintain liability insurance results in suspension of the permit.

How much is the short-term rental permit application fee?The application, renewal, inspection and appeal fees are set by City Council resolution; the fee schedule hasn't been reviewed yet, so no amount is shown [1] ClauseConfirming

Sec. 37.005(B) says the application fee and the annual renewal fee are established by resolution of the City Council. Sec. 37.005(G) sets the inspection fee by resolution, and Sec. 37.017(B) sets a non-refundable appeal fee by resolution. A reinspection fee may apply (Sec. 37.006(C)). A late renewal adds a late penalty fee (Sec. 37.010(E)). The resolution and its effective date haven't been reviewed yet.

Operating rules

Must a local contact person be available and respond to complaints?Yes: a local contact person who lives in the Coachella Valley must be reachable 24 hours a day, seven days a week, and respond within 15 minutes by phone or text, or within 45 minutes in person when an in-person response is needed [1] Clause

Sec. 37.002 defines the local contact person and requires residence in the Coachella Valley. Sec. 37.012(H) sets the response times, applies the same times when the city contacts the local contact person, and requires an in-person response to complaints of unreasonable noise, disturbances or disorderly conduct. Sec. 37.012(G) requires the permit, the local contact's name and phone number and a city notice to be posted near the primary entrance inside the rental. Sec. 37.002 separately defines the local contact person as responding in person within 30 minutes, which differs from the 15-minute phone or text and 45-minute in-person times in Sec. 37.012(H); the code does not reconcile the two, so confirm the response time with the City.

What are the quiet hours?Amplified sound audible beyond the property line and outdoor noise are barred 9:00 p.m. to 8:00 a.m. Sunday through Thursday and 10:00 p.m. to 8:00 a.m. Friday and Saturday [1] Clause

Sec. 37.012(I) bars sound that is audible outside the rental beyond the property line during those hours, and bars music amplified inside from being heard beyond the property line at any time of day or night; occupants must also meet Chapter 95C of the Municipal Code. Sec. 37.012(J) bars outdoor amenities, outdoor games and noisy outdoor activity in the same hours and requires a sign at any spa or pool and on interior doors leading to outdoor amenities.

Must the renter be at least 21?Yes: the owner may not rent a short-term rental to a person under the age of 21 [1] Clause

Sec. 37.012(C) sets the minimum age of renter. The responsible person, who signs the contract and is legally responsible for all occupants, must also complete an informational form and an acknowledgment form (Sec. 37.012(E) and (F)).

Must the permit number appear in advertisements?Yes: every advertisement must carry "City of Indio Short-Term Rental Permit No." with the current permit number, plus the maximum occupancy, number of permitted bedrooms, maximum number of vehicles and a photo of the front of the rental [1] Clause

Sec. 37.012(O) requires the format and, for audio-only advertising, requires the permit number to be read aloud. Sec. 37.012(Q) requires all internet listing sites and listing numbers to be submitted to the city within 30 days of permit approval and revisions after that.

What forms and records go with each stay?Before the stay: give the responsible person the local contact's 24-hour details and have them sign an informational form and an acknowledgment form; keep contracts, forms and records for three years [1] Clause

Sec. 37.012(E) and (F) set the informational form (identification, occupant names, vehicle and license plate details) and the acknowledgment form, which says the responsible person must be present at the property for the rental period. Sec. 37.012(D) requires short-term rental contracts to be kept three years from occupancy and to state the exact number of occupants and the city rules on occupancy, noise, amplified music, nuisance, parking, trash and commercial activity. Sec. 37.019 requires all written records to be kept three years.

What other operating rules apply to the property?Trash in proper containers only, no commercial vehicles or stored delivered materials beyond residential use, residential purposes only, no change to the home's residential look, no entrance fee, and no weddings or large parties without a special event permit [1] Clause

Sec. 37.012(K) to (N) set the trash, commercial vehicle, commercial activity and residential-character rules. Sec. 37.015(B) bars charging a fee or requiring a donation for entrance into a short-term rental. Sec. 37.015(K) bars commercial activities and special events, including weddings, receptions, large parties and sales events, unless a special event permit is obtained. Sec. 37.012(R) lets the Permit Administrator modify operating standards for a reasonable accommodation under state or federal disability law. Sec. 37.008(C) lets the Permit Administrator add permit conditions, such as a noise monitoring device or occupancy counting device.

What must booking platforms do?Platforms must collect and remit transient occupancy tax, disclose listings, hosts, addresses, length of stay and price to the city, prompt hosts for the permit number, and not complete a booking unless the rental is on the city's permit registry [1] Clause

Sec. 37.013 has the city keep an online registry of active permits that platforms may rely on. Sec. 37.014 sets the platform duties; a platform that operates exclusively on the internet and complies with subsections (A), (B) and (C) is presumed to be in compliance with the chapter, and the section does not apply where the city determines it is preempted by state or federal law. See the California section for the state Short-Term Rental Facilitator Act.

Penalties and enforcement

What are the penalties for violations?A violation is a misdemeanor under Chapter 12 of the Municipal Code or can be handled by administrative citation, with each day a separate violation; fine amounts come from a schedule adopted by City Council resolution that hasn't been reviewed yet [1] Clause

Sec. 37.018(A) prohibits operating without a valid permit and treats advertising as prima facie evidence of operation. Sec. 37.018(B) lets the city act against the owner, responsible person, occupants and local contact. Sec. 37.018(C) to (E) make a violation a misdemeanor, allow an administrative citation, and make a violation a public nuisance subject to abatement. The remedies are in addition to other legal remedies (Sec. 37.018(F)). Sec. 37.018 was last amended by Ord. 1809 on 2-21-2024.

Can a permit be suspended or revoked?Yes: the Permit Administrator may suspend, modify or revoke a permit for violations, and may revoke for a third or subsequent permitting or noise violation in a permit term; a revoked owner cannot apply again for one year [1] Clause

Sec. 37.016(A) and (B) set the grounds, and (B) also allows revocation for any single violation. Sec. 37.016(C) bars a new application until one year after revocation. Sec. 37.016(D) requires written notice within ten days to owners and occupants within 500 feet when a permit is suspended, revoked or denied. Sec. 37.008(B) lists the grounds for denial, revocation, suspension or modification, including a prior suspension or revocation or a citation within the past 12 months, unpaid fines, and enforcement proceedings pending at the time of application.

How can a denial, suspension or revocation be appealed?A written appeal form and non-refundable fee go to the City Clerk within 15 days of the letter; a hearing before the City Manager follows within 20 days, and the City Manager's decision is final [1] Clause

Sec. 37.017 says the rental may not operate and the permit is not valid while an appeal is pending. Nearby owners and occupants within 500 feet are notified of the hearing and may testify. A late appeal or unpaid appeal fee makes the decision final.

Taxes

Is transient occupancy tax due on short-term rentals?Yes: owners must comply with the city's transient occupancy tax ordinance (Municipal Code Secs. 34.35 to 34.48) and file a return even for a period with no rental; platforms must collect and remit the tax; the rate hasn't been reviewed yet [1] Clause

Sec. 37.004(A) and Sec. 37.012(P) require compliance with the transient occupancy tax ordinance, including a return under Sec. 34.41 filed even if the rental was not rented during the reporting period. Sec. 37.014(A) makes hosting platforms responsible for collecting and remitting the tax. Chapter 34 itself, with the tax rate and due dates, hasn't been reviewed yet, so no tax rate or combined total is shown. State law lets cities tax stays of 30 days or less (see the California section).

State law that also applies

Who sets lodging taxes on short stays in California?Each city or county: state law lets them levy a transient occupancy tax on stays of 30 days or less [2] Clause

California Revenue and Taxation Code section 7280 lets the legislative body of any city, county, or city and county levy a tax on the privilege of occupying a room or other living space in a hotel, inn, tourist home or house, motel or other lodging, unless the stay is longer than 30 days. A county's tax applies only in its unincorporated areas. The rate, registration and filing rules are set by each city or county, so the local tax is shown in the city's own section of this page.

Can cities make booking platforms report rentals and show local license numbers?Yes, where the city or county opts in by ordinance (Short-Term Rental Facilitator Act of 2025, in force January 1, 2026) [3] Clause 1 Clause 2 Clause 3 Clause 4

Government Code sections 50990 to 50996 (Senate Bill 346, 2025) apply only in a city or county that adopts an ordinance making them apply. Where they apply, a booking platform must, on the local agency's request, report the physical address with nine-digit ZIP code of each short-term rental it facilitated (no more often than every 3 months, or monthly if the local tax is remitted monthly), and must include in each listing any applicable local license number and any transient occupancy tax certification issued by the local agency. The local agency may fine a platform that does not report. The act does not stop a city or county from regulating short-term rentals, platforms or tax collection in other ways.

Short-term rentals in ADUs and junior ADUs under state lawJunior ADUs, and ADUs approved under the state's by-right path, must be rented for more than 30 days; for other ADUs a city may require 30-day-plus rentals [4] [5] [6] Clause 1 Clause 2 Clause 3

Government Code section 66333(g) requires a city's junior accessory dwelling unit ordinance to require that a rental of a junior ADU be for a term longer than 30 days (as amended by Assembly Bill 1154, in force January 1, 2026). Section 66323(e) requires a city to require that a rental of an ADU created under that section (the ministerial, by-right approvals) be for a term longer than 30 days. For other ADUs on a lot with a single-family home, section 66315 bars standards beyond section 66314, including owner occupancy, except that a city may require that the property be used for rentals of terms 30 days or longer. Cities can be stricter in their own codes; see the city section.

Can an HOA or condo association ban short-term rentals?Yes: associations may prohibit rentals of 30 days or less, though they cannot ban or unreasonably restrict longer rentals [7] Clause

Civil Code section 4741 says an owner in a common interest development is not subject to a governing-document provision that prohibits, has the effect of prohibiting, or unreasonably restricts renting or leasing a separate interest, ADU or junior ADU, and an association may not cap rentals below 25 percent of the separate interests. The same section says it does not prohibit an association from adopting and enforcing a provision that prohibits transient or short-term rental of a separate property interest for 30 days or less. Check your association's governing documents.

Are short-stay guests covered by California landlord-tenant law?Not by the Civil Code chapter on renting homes while the stay is subject to a local occupancy tax [8] Clause

Civil Code section 1940 applies the chapter on hiring of real property (Civil Code sections 1940 to 1954.071) to tenants, lessees, boarders, lodgers and others who hire dwelling units, but excludes a person in transient occupancy in a hotel, motel, residence club or other facility when the stay is or would be subject to a transient occupancy tax under Revenue and Taxation Code section 7280 (stays of 30 days or less). Stays longer than that are not covered by this exclusion.

Short-term rental rules in the coastal zoneLocal short-term rental rules in the coastal zone go through the local coastal program or a coastal development permit; the Coastal Commission has not supported blanket bans [9] Clause

In a December 6, 2016 letter to coastal cities and counties, the California Coastal Commission said that regulating short-term or vacation rentals in the coastal zone must happen within the local coastal program or under a coastal development permit, because it changes the intensity of use and access to the shoreline and so counts as development under the Coastal Act. The Commission said it does not believe outright bans adopted outside that process are legally enforceable in the coastal zone, that it has not historically supported blanket bans, and that it has supported limits such as caps on numbers by area, limits on days, occupancy limits, 24-hour response, parking, noise and signage rules and payment of transient occupancy tax. This applies only to places inside the coastal zone.

Changes

Recent and pending changes

We read Chapter 37 (Regulation of Short-Term Rentals) of the Indio Municipal Code on eCode360, retrieved October 18, 2026; the code title page says it includes legislation through July 15, 2026, and the chapter's history notes show Ord. 1766 (December 14, 2021) and Ord. 1809 (February 21, 2024). We haven't reviewed City Council agendas or minutes, the zoning title (Title 17), the transient occupancy tax chapter (Chapter 34) or the fee resolution yet, so we cannot say whether a change is pending.

Dec 14, 2021
Ord. 1766: Chapter 37 short-term rental regulations adoptedEnacted [1] Clause

The history note on Secs. 37.001 to 37.021 shows Ord. 1766, dated December 14, 2021, as the ordinance that set up the short-term rental permit chapter.

Feb 21, 2024
Ord. 1809: Sec. 37.018 violations and penalties amendedEnacted [1] Clause

The history note on Sec. 37.018 shows Ord. 1809, dated February 21, 2024, as an amendment to the violations and penalties section.

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This page is general information compiled from public sources, not legal or tax advice. HOA rules, deed restrictions and zoning for a specific property can be stricter. Confirm with the local permitting office and a qualified professional before buying or listing a property.