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Short-term rental rules · Columbia, Missouri

Short-term rentals in Columbia, explained properly.

Short-term rentals in the City of Columbia need a City business license and a short-term rental certificate of compliance for each dwelling unit; operating without both is unlawful. The certificate is issued by the director of housing and neighborhood services after an inspection ($130 combined application and inspection fee), lasts five years, and needs a yearly attestation that the rental meets the City Code. Operators must name a designated agent in Boone County who can respond 24 hours a day, carry liability insurance, and list on platforms only with the permit number the City issues. The certificate is not transferable to a new owner, and the director may revoke it after two or more substantiated complaints in a calendar year. We haven't reviewed the zoning code or the lodging tax, so confirm zoning with the City before you buy; this page does not total any taxes.

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At a glance

What you need to know before you buy or list

QuestionAnswer
Are short-term rentals allowed?Conditional: allowed with a City business license and a short-term rental certificate of compliance, but the certificate depends on meeting the zoning code (Chapter 29), and we haven't reviewed the zoning use rules; confirm zoning with the City before you buy [1] [2] Clause 1 Clause 2Confirming
City business license and short-term rental certificate required?Yes: a City business license (Chapter 13) and a short-term rental certificate of compliance from the director of housing and neighborhood services (Chapter 22, Article V) for each dwelling unit; inspection before issuance [2] [1] Clause 1 Clause 2
Must the owner live on the property?Not stated: the application asks whether the dwelling is the applicant's principal residence and who the registrant is [1] Clause
Can the certificate be transferred to a new owner?No: the certificate is limited to the registrant who applied for it, and a new owner must submit a new registration application; a registrant who is not the owner keeps it by documenting a continued right to rent within 30 days of the sale [1] ClauseConfirming

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Detailed rules

The full picture, section by section

Operating rules

Local designated agentRequired: name a designated agent in Boone County on the application, reachable 24 hours a day with full authority to act for the registrant [1] Clause

The application must give the name, address and contact number of a short-term rental designated agent within Boone County (Sec. 22-186(b)(2)g). The code defines the agent as an individual or management company with a physical location in Boone County that is available 24 hours a day to address any matter arising from the operation or use of the rental, with full responsibility and authority to act for the registrant in the registrant's absence. The agent need not be on site but must be able to respond from a location in Boone County to any health, safety or welfare concern (Sec. 22-183).

Liability insuranceRequired: business liability insurance or a short-term rental endorsement or rider on a homeowner policy covering bodily injury (including accidental death) and property damage [2] Clause

A licence is not issued unless the applicant gives the business license administrator a certificate of insurance prepared by the insurance company, which must include a provision requiring the City to be notified within 10 days of cancellation of the policy. Coverage must be maintained for as long as the licence is in effect (Sec. 13-260.7).

Inspection before issuanceRequired: the City inspects the dwelling before the certificate issues; the application includes consent to inspect and a heating and ventilation safety certificate dated within 90 days [1] Clause

The application must include written consent authorizing the director to enter and inspect at any reasonable time (Sec. 22-186(b)(3)). It must also include a certificate signed by a journeyman or master HVAC mechanic licensed by the City stating that all fuel-fired appliances were personally inspected and are working properly and safely; the inspection must be within 90 days before the application is filed (original) or before the certificate expires (renewal). That certificate is treated as satisfied if the dwelling holds a valid long-term rental certificate (Sec. 22-186(b)(5)). If the director finds violations, the registrant is notified and must correct them (Sec. 22-187(b)(4)). The director may authorize a new structure with a certificate of occupancy issued within the prior three years to use its building inspection (Sec. 22-191(b)(1)). Refusing entry to a person holding a search warrant for an inspection is unlawful (Sec. 22-190).

Application and inspection fees$130 combined application and inspection fee for a short-term rental; $70 reinspection fee per dwelling unit if required; $40 if no one meets the inspector at the scheduled time [1] Clause

Section 22-188(b) sets these fees; the fees are nonrefundable and are as the section stood after its latest amendment (Ord. No. 25734, 8-19-24). A single fee covers a long-term and a short-term certificate applied for at the same time (Sec. 22-185). An optional owner-requested inspection costs $70 (Sec. 22-188(c)). Fees unpaid for 60 days may go to a collection agency, at the debtor's cost (Sec. 22-188(e)).

Business license feeAmount not shown: the code waived the short-term rental business licence fee only until July 1, 2026, and we haven't reviewed the current fee schedule [2] ClauseConfirming

Section 13-260.8 states that there is no business licence fee for a short-term rental under the division until July 1, 2026. That date has passed. The fee that applies now, and the schedule it comes from, are in the Chapter 13 licence provisions and the City's fee schedule, which we haven't reviewed yet; confirm the current fee with the City's business license office.

Certificate term and renewalFive years from the date of issue, renewable every five years with a new application and inspection; ends sooner if revoked or if the registrant loses authority to run the rental [1] Clause

A short-term rental certificate of compliance is effective for five years from its date of issue, unless sooner revoked or the registrant no longer has authority to maintain the unit as a short-term rental, and is renewable every five years on forms from the director under the same procedure as the original certificate (Sec. 22-191(b)(1)). The registrant must also attest each year that the rental meets the City Code (Sec. 22-184(b)(3)).

Annual attestation and certificate displayAttest every year that the rental meets the City Code; keep the certificate in the dwelling or readily available onsite and show it at once on request [1] Clause

The registrant must annually attest to meeting the requirements of the City Code, including Chapter 29 and Article V, on forms created by the director; failure to meet the Code, including failure to provide the attestation, may lead to revocation or suspension of the certificate (Sec. 22-184(b)(3)). The registrant or designated agent must provide the certificate immediately on request by a police officer, city inspector or city designated agent investigating a violation (Sec. 22-184(b)(2)).

Permit number for platform listingsA listing on a booking platform needs the permit number the director issues with the certificate; the City keeps a list of eligible rentals for platforms and tells them of any suspension or revocation [1] Clause

A dwelling that has a certificate receives a permit number showing it is eligible for short-term rental use and listing on a short-term rental intermediary (platform). The director keeps a list of eligible rentals and makes it available to platforms, the public and regulators. It is unlawful for a property owner to list a dwelling on a platform without a valid permit number (Sec. 22-187(b)(3)). The application must list every website or medium where the dwelling will be advertised, and the owner may add to the list later (Sec. 22-186(b)(2)h).

Application contentsAddress and zoning district, applicant and owner identity (including date of birth and tax or social security number), proof of authority, principal-residence statement, the maximum nights the unit will be rented each year, the designated agent and the listing platforms [1] Clause

Section 22-186(b)(2) lists what the registration application contains. Entities must name the officers or members the section lists, and at least one natural person with more than 10 percent ownership for each business entity. If the applicant is not the owner, the owner's identity and a notarized authorization are required. The applicant states the maximum number of nights per year the unit may be rented as a short-term rental; the maximum number is set on the application, and we haven't reviewed any limit the zoning code may set.

Penalties & enforcement

Penalties for violationsA violation of Article V or the licence division is a misdemeanor punished as Sec. 1-8 of the City Code provides; the City may also seek an injunction or mandamus [1] [2] Clause 1 Clause 2

Sec. 22-195 makes a violation of the article a misdemeanor punished under Sec. 1-8 of the Code and allows the City to seek an injunction, mandamus or other relief; Sec. 13-260.9 does the same for the licence division. We haven't reviewed Sec. 1-8, so the fine and jail amounts are not shown. It is a defence to a prosecution under the article that the person requested and used reasonable efforts to get access to a rental under lease to another and was refused access by the occupant.

Suspension and revocationThe director may revoke the certificate after two or more substantiated complaints in one calendar year; revocation for code violations follows notice and hearing, while the two-complaint ground is a separate revocation power; the City tells booking platforms of any suspension or revocation [1] Clause

In addition to revocation for code violations after notice and hearing, the director may revoke a short-term rental certificate after receiving two or more substantiated complaints for violation of the City Code or any state or federal law against the rental in one calendar year, and must notify the platforms of a suspension or revocation (Sec. 22-193). A person whose certificate was revoked cannot obtain a new certificate for that dwelling unless the applicant receives a conditional use permit to re-establish the rental under Chapter 29 (Sec. 22-186(b)(1)). Knowingly false complaints are a misdemeanor (Sec. 22-194).

State law that also applies

Missouri state sales tax on lodgingMissouri's sales tax statute taxes charges for rooms furnished at hotels, motels, inns, tourist cabins and other places in which rooms are regularly served to the public at 4%; the Department of Revenue gives the total state sales tax rate as 4.225% [3] [4] Clause 1 Clause 2

Section 144.020.1(6) of the Revised Statutes of Missouri imposes a tax equivalent to four percent on the amount of sales or charges for all rooms, meals and drinks furnished at any hotel, motel, tavern, inn, restaurant, eating house, drugstore, dining car, tourist cabin, tourist camp or other place in which rooms, meals or drinks are regularly served to the public. The Department of Revenue says the state sales and use tax is 4.225 percent in total, split among General Revenue (3.0 percent), Education (1.0 percent), Conservation (0.125 percent) and Parks/Soils (0.10 percent), and that cities, counties and special taxing districts may add their own sales taxes. The sources read do not say whether, or when, a privately owned home rented for short stays counts as a place in which rooms are regularly served to the public; check with the Department of Revenue. City and county taxes are shown on each place's page.

Do booking platforms collect the state sales tax?No Missouri statute or Department of Revenue statement was found that requires booking platforms to collect the state sales tax on stays; the marketplace facilitator law covers use tax on sales delivered into Missouri and does not cover travel agency services, which it defines to include facilitating hotel or other lodging accommodations [5] Clause

Section 144.752, in effect since January 1, 2023, requires marketplace facilitators that do business in Missouri to register with the Department of Revenue to collect and remit use tax on sales made through their marketplaces that are delivered into the state. The section's definition of a marketplace facilitator does not include a person with respect to the provision of travel agency services, which it defines as facilitating, for a commission, fee or other consideration, travel packages, travel reservations, tickets, or hotel or other lodging accommodations. The Department of Revenue pages read do not say whether booking platforms collect state sales tax on short-term rental stays; check with the platform and the Department of Revenue. City rules on platform collection of city taxes are shown on each place's page.

Statewide short-term rental law?No statewide short-term rental license, ban or limit on local rules was found in the Revised Statutes of Missouri; House bills in 2025 and 2026 on the property tax classification of homes used as short-term rentals did not pass [6] [7] Clause 1 Clause 2

A word search of the Revised Statutes of Missouri found no section regulating the short-term rental of homes, so local rules apply. In the 2026 Regular Session, House Bill 1768 (combined with HB 2060), which modifies provisions relating to the classification of certain residential real property used for short-term rentals, was sent to the Senate, which adopted its own substitute; its last action, on May 15, 2026, was referral to the House Fiscal Review Committee, and the House bill page shows it was not truly agreed to and finally passed. In the 2025 Regular Session, House Bill 1086 on the same subject was last voted do pass by a Senate committee on May 1, 2025. A similar bill could be filed in a later session.

Changes

Recent and pending changes

We read Columbia's Rental Unit Conservation Law (Chapter 22, Article V, Secs. 22-181 to 22-195) and the short-term rental division of Chapter 13 (Secs. 13-260.5 to 13-260.9) as published on Municode (version of September 3, 2026) and captured on October 18, 2026. We haven't reviewed the zoning code (Chapter 29), the lodging tax provisions of Chapter 26, the current business licence fee schedule, Sec. 1-8 penalties or City Council agendas yet, so we will watch the Code for changes.

May 20, 2024
Ordinance 25657 - short-term rental certificate of compliance added to the Rental Unit Conservation LawEnacted [1] Clause

Columbia rewrote Article V of Chapter 22 to cover short-term as well as long-term rentals, adding the short-term rental certificate of compliance, registration application, inspection and revocation provisions.

Jul 15, 2024
Ordinance 25710 - short-term rental business licence divisionEnacted [2] Clause

Columbia added Division 3 of Chapter 13 (Secs. 13-260.5 to 13-260.9): a business licence and certificate requirement, liability insurance, a licence-fee waiver until July 1, 2026, and a misdemeanor penalty.

Aug 19, 2024
Ordinance 25734 - amendments to issuance, fees, duration and transferEnacted [1] Clause

Columbia amended Secs. 22-187, 22-188, 22-191 and 22-192, which cover issuance, the application and inspection fees, the five-year certificate term and the transfer rules.

Sources

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This page is general information compiled from public sources, not legal or tax advice. HOA rules, deed restrictions and zoning for a specific property can be stricter. Confirm with the local permitting office and a qualified professional before buying or listing a property.