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Short-term rental rules · Bellingham, Washington

Short-term rentals in Bellingham, explained properly.

Bellingham, Washington, allows short-term rentals (stays of fewer than 30 consecutive nights) in legally established dwelling units in residential, commercial and urban village zoning districts, but every STR needs an STR land use permit and a City business license. In residential districts the rental must be the primary residence of the owner or a long-term renter, is limited to one STR per operator and to 95 nights a year, and detached accessory dwelling units cannot host one in single-family zones. Commercial and urban village districts have no operator or night limits and allow non-primary residences. STRs are not allowed in the Lake Whatcom Watershed, shoreline areas or subsidized housing units. Permit fees are $370 (Type I), $550 (Type II) and $847 (Type III-A), with a $250 renewal before January 1 of every even-numbered year. This page rests on the City's program page; the code text of Bellingham Municipal Code 20.10.037 has not been reviewed yet, and this page does not total state and city taxes.

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At a glance

What you need to know before you buy or list

QuestionAnswer
Are short-term rentals allowed?Conditional: allowed in legally established dwelling units in residential, commercial and urban village zoning districts with an STR land use permit; not allowed in the Lake Whatcom Watershed or shoreline areas or in units subsidized by the multi-family tax exemption or another housing subsidy program; in residential districts only as a primary residence (95 nights a year), and not in detached accessory dwelling units in single-family zones [1] ClauseConfirming
Is a City short-term rental permit required?Yes: an STR land use permit for every STR in the City (Type I or Type II, reviewed by the Planning Director or designee), with a City of Bellingham business license number and an inspection before approval [1] ClauseConfirming
Must the short-term rental be the host's primary residence?Conditional: in residential zoning districts yes, the unit must be the primary residence of the owner or a long-term renter (at least a 270-day lease) for at least 270 days a year; in commercial and urban village districts no, an STR may be in a primary or non-primary residence [1] ClauseConfirming
Is there a limit on the nights a year the whole unit can be rented?Conditional: in residential zoning districts yes, the whole unit may be rented no more than 95 days a year; in commercial and urban village districts no limit [1] ClauseConfirming

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Detailed rules

The full picture, section by section

Limits by zoning district

Is there a limit on the number of STRs per operator?Conditional: in residential zoning districts yes, one STR per operator; in commercial and urban village districts no limit [1] ClauseConfirming

The City's page says STRs are limited to one per operator in residential zoning districts, and that there is no limit on the number of STRs per operator in commercial and urban village districts. The code text of 20.10.037 has not been saved; this rests on the City's program page and needs review.

How many bedrooms can be rented to guests?Conditional: Type I permit, no more than 2 bedrooms in a dwelling unit (including an ADU where permitted); Type II (residential districts) or Type 1 (commercial and urban village districts) primary-residence permit and a non-primary-residence permit, no more than 5 bedrooms [1] ClauseConfirming

The permit table on the City's page sets no more than 2 bedrooms for the Type I primary-residence STR in both residential and commercial and urban village districts, and no more than 5 bedrooms for the larger primary-residence STR (Type II in residential districts, Type 1 in commercial and urban village districts) and for the non-primary-residence STR (not allowed in residential districts; Type 1 in commercial and urban village districts). The page writes 'Type 1' and 'Type I' for the same permit. The code text of 20.10.037 has not been saved; this rests on the City's program page and needs review.

Are STRs banned in the Lake Whatcom Watershed and shoreline areas?Yes: STRs are not allowed in the Lake Whatcom Watershed or shoreline areas in any zoning district [1] ClauseConfirming

The City's page lists this under 'In all Zoning Districts'. The page does not define the watershed or shoreline boundaries; use the City's maps or ask the Permit Center for an address. The code text of 20.10.037 has not been saved; this rests on the City's program page and needs review.

Are STRs banned in subsidized housing units?Yes: STRs are not allowed in units subsidized by the multi-family tax exemption program or other housing subsidy programs, in any zoning district [1] ClauseConfirming

The City's page lists this under 'In all Zoning Districts'. The code text of 20.10.037 has not been saved; this rests on the City's program page and needs review.

Can a detached accessory dwelling unit in a single-family zone be an STR?No: in single-family zones, STRs are not permitted in detached accessory dwelling units [1] ClauseConfirming

The page says this under the residential-district rules. It also says accessory dwelling units hosting an STR in residential districts must be the primary residence of the owner or long-term renter. The code text of 20.10.037 has not been saved; this rests on the City's program page and needs review.

Permit, fees and renewal

City business licenseProof of a valid City of Bellingham business license must be submitted with the application; apply through the Department of Revenue, which can take up to two weeks to issue the number [1] ClauseConfirming

The page says an application fee and the business license number are required with the application. The business license fee and any lodging tax registration are not stated on the page.

STR permit application and renewal feesType I $370.00; Type II $550.00; Type III-A $847.00; renewal $250.00 (before January 1 of every even-numbered year); the page shows no effective date for the fees [1] ClauseConfirming

These are the fees as listed on the City's page. The page does not show the fee schedule or date they come from, so they are marked for review. A City of Bellingham business license is also required and is obtained through the Department of Revenue; its fee is not stated on the page.

Does the STR permit have to be renewed?Yes: renewal before January 1 of every even-numbered year, with an STR Renewal Affidavit and a $250.00 fee [1] ClauseConfirming

The page lists a renewal fee payable before January 1 of every even-numbered year and links an STR Renewal Affidavit. The page does not explain what the renewal requires beyond the affidavit and fee. The code text of 20.10.037 has not been saved; this rests on the City's program page and needs review.

Neighbor noticeFor a Type 1 permit, a courtesy notice must be mailed or delivered to residents and property owners adjacent to the STR before applying [1] ClauseConfirming

The page lists this among the pre-application steps and points to the application for instructions and a sample notice.

Operating rules

Off-street parkingOne off-street parking space during guest stay in residential zones [1] ClauseConfirming

Listed among the safety and courtesy requirements. The page names residential zones only for this item.

Local contact personA local contact person must be available 24 hours a day [1] ClauseConfirming

Listed among the safety and courtesy requirements. The page does not state how close the contact must be.

Good neighbor guidelines, disturbances and appearanceOperations must prevent unreasonable disturbances to nearby residents; the outside of the building must not change to indicate a commercial use; good neighbor guidelines must be posted in the unit and rental agreement [1] ClauseConfirming

Listed among the safety and courtesy requirements.

Events for compensationNo events for compensation in residential zones [1] ClauseConfirming

Listed among the safety and courtesy requirements for residential zones.

Inspection and liability insuranceA City safety inspection under 20.10.037.D.11 is required before the application is approved, and liability insurance is required [1] ClauseConfirming

The page does not state the insurance amount or the inspection checklist; see 20.10.037 for the complete requirements.

State law that also applies

Washington state retail sales tax on lodgingState retail sales tax is levied at 6.5% of the selling price on each retail sale in the state; the Department of Revenue says lodging businesses report state and local sales tax on transient lodging [2] [3] Clause 1 Clause 2Confirming

RCW 82.08.020(1) levies a tax equal to six and five-tenths percent of the selling price on each retail sale in this state, including services within the RCW 82.04.050 definition of retail sale. The Department of Revenue's lodging taxes guide says lodging taxes are reported in addition to state and local sales tax, that additional charges directly related to the room rental (pet, smoking, cleaning, damage and early or late departure fees) are taxed in the same manner as the room, and that charges for telephone, parking, laundry and meeting rooms are not subject to lodging taxes. The local sales tax rate is added to the state rate and varies by location; it is not stated in these sources, so this page gives no combined total. The statute page also shows an additional state allocation beginning July 1, 2027 that is deposited in the multimodal transportation account (RCW 82.08.020(7)); the sources read do not say it changes the rate charged.

Is there a cap on the local hotel-motel (lodging) tax?Counties and cities may levy a special excise tax on lodging of not more than 2% of the charge for lodging that is subject to state sales tax; a county tax must give credit for a city tax on the same taxable event [4] [3] Clause 1 Clause 2Confirming

RCW 67.28.180(1) authorizes the legislative body of any county or city to levy a special excise tax of not to exceed two percent on the sale of or charge made for the furnishing of lodging that is subject to tax under chapter 82.08 RCW, subject to the conditions in subsections (2) and (3). Subsection (2)(a) requires a county ordinance or resolution to allow a credit against the county tax for the full amount of any city tax on the same taxable event, with exceptions for certain bond arrangements listed in the statute. This is the cap in this section only; the sources read do not list each place's actual rate. The Department of Revenue says consumers pay the special hotel/motel tax on transient lodging in many locations, that a convention and trade center tax applies to lodging in King County, and that tourism promotion area charges apply in designated areas; check the Department's tax rate lookup for the address. Each place's page shows its own local rate where it has been read.

Do booking platforms collect the state taxes?Yes for marketplaces that facilitate stays in homes, apartments and cabins: a marketplace facilitator must collect and remit sales tax and other applicable taxes, including lodging taxes, on Washington sales; the Department of Revenue says Airbnb collects and sends state and local sales tax and special hotel/motel taxes for its hosts [5] [6] [7] Clause 1 Clause 2 Clause 3Confirming

WAC 458-20-282 says a marketplace facilitator must collect and remit sales or use tax on all taxable retail sales sourced to Washington on behalf of marketplace sellers, and from January 1, 2020 must also collect and remit other applicable taxes and fees, listing lodging taxes and charges as an example. The exclusion for travel agency and hotel marketplaces does not apply to a marketplace that facilitates the retail sale of transient lodging in homes, apartments, cabins or other residential dwelling units. Facilitators must register if they pass the thresholds the Department lists (more than $100,000 in combined Washington gross receipts, or physical presence nexus, among others). The Department's lodging guide says some marketplaces have agreed with it to collect and pay the taxes due on short-term rentals, tells the host to check the contract with the marketplace or property manager, and says a host may still have to register or report rental income and claim a 'Gross Sales Collected by Facilitator' deduction; it names Airbnb as collecting state and local retail sales tax, special hotel/motel taxes and convention and trade center taxes. Service fees or commissions charged by a marketplace or property manager cannot be deducted. The sources read do not say which other platforms collect, or whether a given booking site has done so for a given listing; check with the platform and the Department.

Statewide short-term rental law?The Washington state sources read cover taxes (sales tax, the local lodging tax cap and marketplace tax collection); they do not set a statewide short-term rental licence, ban or limit on local rules, so local rules apply [4] ClauseConfirming

The statute and Department of Revenue pages saved for this state are tax provisions: RCW 82.08.020 (sales tax), RCW 67.28.180 (local lodging tax) and WAC 458-20-282 with the Department's marketplace and lodging guides. None of them sets a rule on whether or where a short-term rental may operate, requires a statewide registration, or limits what a city or county may require. We did not search the Washington Legislature's bill records or the chapters on landlord-tenant, local land use or hotel licensing, so this field is not a finding that Washington has no such law; it is marked for review until those are searched. Local ordinances, such as Bellingham's, set the licence and zoning rules.

Changes

Recent and pending changes

We read the City of Bellingham's Short-Term Rental Regulations page as retrieved on October 18, 2026. We haven't reviewed the text of Bellingham Municipal Code 20.10.037, the zoning use tables, or the City's lodging tax rate yet, and the page does not show the date the STR ordinance (listed as Ordinance 2018-11-024) took effect. We will watch the City's page and Council agendas for changes.

No changes recorded.

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This page is general information compiled from public sources, not legal or tax advice. HOA rules, deed restrictions and zoning for a specific property can be stricter. Confirm with the local permitting office and a qualified professional before buying or listing a property.